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Are you feeling undervalued......
Can you answer the following questions?
Do you know where your declared values originated?
Do you know when you last had a professional insurance valuation?
Do you know about the 'average' clause and haw it can effect a claim?
Could you substantiate your declared values in the event of a claim?
Are you over insured and paying to much premium?
Are the Directors aware of the implications of incorrect values?
If the answer is no or not sure to any of the above then you need a Professional Valuation.
The Advantages of a Professional Valuation
Avoids over insurance, actual cash savings on premiums.
Avoids under insurance, ensuring sums insured are adequate.
Substantiates values on any future claims.
Independent value that satisfies insurance companies and underwriter.
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Webb Valuations 2008